June 11, 2020

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    The Ins And Outs Of Purchasing A Car Consumers often feel stressed about a car purchase. Too many models to choose from and financing choices are overwhelming. This guide will help to remove the stressful aspects of car purchases. Before visiting a dealership, spend time shopping online. Don't visit a dealership until you have a good idea of what you want in a vehicle, such as size, brand, and pricing. You can find information online that might not be offered by a dealership, such as reviews from current car owners, safety ratings and comparisons of similar models from different manufacturers. Ask the car dealer to show you a vehicle history report. This can tell you if the vehicle has been in an accident or if it has been recalled. It can also show you what repairs have been done and when they were done so that you know exactly what you are buying. Rather than buying a brand-new car, purchase a lightly used one that is only a couple of years old. Many cars come with transferable warranties that last for three years or 36,000 miles. You will save a significant amount over buying new, and the warranty will give you peace of mind for the first year or so. Look for deals online. You can literally save thousands by searching online. If you find a car you like, you can ask your dealership if they can obtain it for you to buy. Sometimes a long drive might be worth it. Make sure you're able to be inside the dealership for hours when you're car shopping. You don't want to feel like you're commit and rushed to a deal you're not comfortable with. You need at least an entire afternoon. You can restart the negotiation another day if you have no time left. Be wary of any dealer who is not willing to give you an extended test drive. Asking for a full afternoon to test out the car is a perfectly reasonable request. If the dealer refuses and will not accommodate the request, you should take your business elsewhere. A car is a big purchase and a big commitment, a dealer should understand that and let you get completely comfortable with the car before purchasing. Bring a spare set of keys with you to the dealership. When they ask for the keys to your trade in, give them the spare. Some dealerships will use your car keys to hold you hostage if a deal is not made. You want to avoid this, so make sure you have the ability to walk out of the dealership at any time without having to ask for your keys. When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. It may end up saving you thousands, even though be prepared to pay $100 or so for this service. Consider skipping the dealership entirely. An auto broker will work with multiple dealerships to find you the best deal on the car you want. You can usually find these online, and the dealerships will pay the fees for their use. This is a good way to comparison shop without having to visit multiple dealerships. If you are considering trading your car in when purchasing a car, you should take your car into a neutral place to get it appraised. You want to be sure that you are getting a fair value for your car when trading it in. Be sure to include an adjustment for what you will be saving regarding taxes. Research the laws in your state when it comes to purchasing a bad car. There are some states that have lemon laws. They will protect you from buying a car that isn't in great condition and not being able to get a refund. Not every state has these laws, which is why it is important for you to do your research. If you're trying to secure a car loan, don't automatically accept the rate that a person is telling you. Shop around, and see if others have something different to say. If you bear down and take their deal, some dealerships will try to give you a different rate just to see. Stand firm on your down payment. Cars can be sold with no down payment however, some money down will help the final cost. Be wary of sellers who ask you to increase your down payment. This extra money will typically only go into the pocket of the salesperson and dealership, and does not help your bottom line. Research ahead of a dealership visit. Review online comparison sites and review consumer guides to determine the right car for you. You can also use these tools to find out about features packages and options, and how much each one might cost. This research will give you vital information to help you get the best deal. If you buy a car with less than 21.5 MPG, and this is definitely a fine you want to avoid, the EPA will charge you as much as $7,700 on your tax bill! Find out what the MPG is on all the models you're considering to ensure you don't get stuck with this bill. Find out how much it is worth before going to the dealer, when trading in your car for a new car. Usually the dealer will go way low on your trade. Do not fall for this trick. Have proof from NADA and Kelly Blue Book about how much your car is worth and do not accept less. Before you purchase it, do not be afraid to ask a car dealer to fix a problem with a vehicle. Car dealers want to make sales, and can fix the car's problem for far less than it would cost you. If you notice anything, you can always ask them to fix it as a part of the purchase deal. Now that you know what all you need to do when you go car shopping, you should feel more comfortable. Don't allow the car of your dreams to slip away! Put this guide to use and you'll find that you're able to get the car you want with less effort.

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